
Fire
Prevention in country homes needs improving, says fire
safety charity
Colvin
Fire Prevention Trust launches it's latest fire protection
seminar
Fire prevention measures in many
country estates and homes are inadequate and need updating,
according to a new fire safety initiative aimed at owners
of larger, country homes.
With over 50,000 homes, including
more than 60 listed buildings and country estate homes,
lost to fireevery year in the UK, specialist insurer Hiscox
and professional valuers, Gurr Johns, have joined forces
with fire safety charity, the Colvin Fire Prevention Trust
(CFPT) in a call for better fire safety in stately homes
and country estates accross Britain.
The CFPT was founded by Jamie Cayzer-Colvin,
following the death of his father, Mr Michael Colvin MP,
and his mother in a house fire in February 2000. The Trust,
in association with Hiscox and Gurr Johns, is running
a series of seminars aimed at educating owners, managers
and trustees of larger homes and estates about the risks
associated with fire and what they can do to help prevent
a fire occuring.
Jamie Cayzer-Colvin Commented:
"Many historic houses often
have outdated fire protection and it is vital that owners,
estate managers and trustees are alert to the risks and
prepared should the worst happen. Different properties
are managed in different ways but someone has to take
responsibility for ensuring the correct procedures are
in place. I have seen the effects of house fires first
hand and the devastation can be horrific. Fire prevention
is not an optional extra - preventative steps save houses
and ultimately save lives."
Fires are estimated to cost the
UK nearly £7bn a year and the trust is warning that
owners of larger homes in particular could be left considerably
out of pocket if they fail to protect, insure and manage
their properties adequately. Hiscox research shows that
the average homeowner is underinsured by up to 40%, a
figure that can rise significantly for larger homes which
often contain fine art or antiques. In the event of a
fire, when the devasation can be total, failure to insure
and to insure fully can lead to properties remaining in
disrepair and force trustees and managers into sizeable
debt.
Charles Dupplin, Head of the
Private Client Division at Hiscox added:
"Underinsurance is rife in
all types of homes throughout the UK - from central London
apartments to large country properties. When you consider
that a fire can destroy an entire house, it is essential
that the property and all its contents, from antique furniture
to curtains and clothes, are fully covered for the amount
it would cost to rebuild or replace them at current prices.
All homeowners should spend time thinking about how much
this figure will realistically be. The final amouny will
always be more than you think, so it is better to be prepared
now and avoid financial problems later. It only costs
around 100 to increase your contents cover by £25,000
which is not much to pay for the additional peace of mind".
"Stately houses and historic
homes are often treasure troves of interesting and valuable
art and antiques. In addition to having the right insurance,
homeowners need to keep a regular check on their valuables
with adequate invertories of their possessions and revaluations,
if not annually, then certainly after redecorating or
buying new items for the home. By supporting the Trust
we can help better educate homeowners not to take any
risks with their homes, possessions or lives".
The Colvin Fire Prevention Trust
was formed as a registered charity in April 2001 by Jamie
Cayzer-Colvin and Peter Johnston. Peter Johnston is Chairman
of the Trustees and owner of the Arthur Ackermann and
Peter Johnson Fine Art Gallery.